Is a specialist mortgage right for me?
Edgehill Property Finance offer a range of specialist mortgages to help you finance your investment goals. Whether you are looking to develop new properties, change of use, or diversify your portfolio we can help you obtain the finance you need. When you work with Edgehill Property Group you will be able to lean on our financial knowledge and guidance to help you find a financial solution that is tailored to your needs. We will give you access to hundreds of lenders who can provide the financial support you need to complete your development goals.
What Types of Specialist Mortgages We Offer
Commercial Mortgages
Commercial Mortgages are used by companies to raise capital for purchasing properties that are mostly used for business purposes. Whether you are seeking to purchase your current building your company uses or simply looking to invest in commercial assets we have a commercial mortgage that is right for you.
HMO Mortgages
HMO (House of Multiple Occupation) mortgages are used to purchase and convert properties into an HMO. HMOs are a highly sought after investment offering investors high rental yields. Obtaining an HMO mortgage will mean that your property meets certain requirements and regulation to ensure the safety of all tenants. We can help you obtain an HMO mortgage as well as helping you with the renovations needed to convert a property into an HMO.
BTL Mortgages
Buy-To-Let properties are popular for many investors looking to diversify their incomes streams. BTL Mortgages require a larger deposit than a standard purchase but will allow you to buy properties for rental purposes. Many landlords use us to help them purchase multiple rental homes.
New Build Mortgages
If you are considering building new properties, then a new build mortgage could be the solution you are looking for. We can help you obtain the funds you need to build an entirely new set of properties on your owned land.
Serviced Accommodation Mortgages
Serviced accommodation mortgages help you invest in properties that are designed to be let for only small periods of time. Edgehill Property Group can help you find and renovate a property perfectly suited to serviced accommodation, in addition to helping you obtain a specialised service accommodation mortgage.
Short Term/ Holiday Let Mortgages
If you are looking to purchase a holiday home to let out to potential travellers, then this mortgage could be ideal for you. We will help you obtain a holiday let mortgage to help you diversify your portfolio.
The Benefits of Specialist Mortgages
Access to Our Network of Lenders
We will be able to provide you with access to range of our specialist lenders who provide the exact mortgages you need. With years of financial expertise our team know which specialist lenders are right for your needs.
Adverse Credit
If you have adverse credit and wouldn’t be accepted for a standard mortgage, then a specialist mortgage could be right for you. People with poorer credit history can be accepted for specialist mortgages providing they meet certain criteria.
Bespoke Solutions
We can analyse your exact circumstances and match you with a mortgage that is ideal for your needs. Specialist mortgages are much more flexible than standard alternatives allowing us to find you a mortgage that suits your exact needs.
Mortgages for Expats
If you have recently relocated to the UK, then lenders may have a harder time obtaining your credit history. We can help any expats get a mortgage even if your finances are predominantly made outside of the UK.
Unusual / Non-Standard Properties
If you are purchasing an “unusual” or non-standard property, then we have a range of specialist mortgages that can help you achieve these goals. Graded buildings often fall under these criteria.
Streamlined Application Process
We will work closely with you to streamline the application process of your specialist mortgage. We can ensure all the required paperwork and documents are inline to ensure you receive a prompt decision.
Building a Financial Relationship with Edgehill Property Group
At Edgehill Property Group we aim to work with clients throughout the entirety of their investment journey. We offer a wide range of services to ensure that we can collaborate and work together on every project you decide to undertake. From project manged renovations to specialist mortgages we can ensure that your have a property investment partner that you can rely on.
In Conclusion
Specialist mortgages could be an ideal solution for your next investment. Regardless of your next venture we are sure to find a mortgage that suits your needs. Working with Edgehill Property Group will mean that you have trusted partner than can guide you through the entire investment process. If you are considering a specialist mortgage, be sure to contact us prior to your next financial decision.
