Finance & Mortgages

Edgehill Property Finance

Specialist Mortgage Finance

A great alternative to traditional mortgages, specialist mortgage finance is here to help you get funding for your exact project. From HMO’s to BTL investments we have a mortgage solution to meet your needs. By opting for mortgage that is tailored exactly to your purpose you can gain excess to your specialised mortgages that provide you the freedom to make the next investment that is right for you. A specialist mortgage will improve your chances of approval, by fully understanding your lending criteria we can match you with a lender that suits your exact needs.

Commercial Mortgages

Loans for businesses to buy or refinance properties that are primarily used for business purposes, with stricter terms.

A House in Multiple Occupation (HMO) Mortgages

Financing for your HMO properties are subject to specific regulations and licensing requirements to ensure the safety and well-being of tenants

Buy to Let Mortgages

Customised mortgage solutions for landlords, whether you’re purchasing your first property or expanding your portfolio.

New Build & Second-Hand Property Mortgages

Whether you’re stepping onto the property ladder for the first time or seeking to grow your portfolio, our mortgages are designed to suit the unique demands of new builds and second-hand homes alike.

Serviced Accommodation (SA) Mortgages

Specialised mortgage solutions for owners and investors in the serviced accommodation sector, catering to the distinctive needs of short-term rental properties.

Short Term/Holiday Lets Mortgages

Perfect for those looking to invest in holiday homes or expand their portfolio in the thriving short-term rental market, our mortgages combine attractive rates with the understanding of the holiday letting business model.

Edgehill Property Finance

Financial Solutions For Your next Investment

A Mortgage Process To Suit Your Needs

Understanding Your Needs

Our process begins with a deep dive into your specific requirements and financial situation.

Tailored Solutions

Based on our understanding, we craft a mortgage solution that aligns with your objectives.

Application to Approval

We manage the entire application process, advocating on your behalf to secure the best possible terms.

Beyond the Mortgage

Our commitment to your success extends beyond securing your mortgage. We’re here to offer ongoing advice and support.

Specialist Mortgage FAQ

What is a specialist mortgage?

Specialist mortgages are designed to help individuals or businesses obtain a mortgage for their investment that wouldn’t meet the criteria of a regular mortgage. Specialist mortgages are great for HMO’s. Holiday Home Purchases, or Air BnB’s.

What type of specialist mortgages do you offer?

Edgehill Property Finance offer a range of specialist mortgages including –

  • Commercial Mortgages
  • HMO Mortgages
  • BTL Mortgages
  • New Build & Second-Hand Property Mortgages
  • Serviced Accommodation (SA) Mortgages
  • Short Term/Holiday Lets Mortgages

We will work with you to find the mortgage that is right for your needs.

Why should I choose specialist lender?

Specialist mortgages are ideal for investments that wouldn’t usually be approved for a mortgage, increase your chances of approval from a specialist lender, and are much more flexible.

Are there disadvantages of specialist mortgages?
Although specialist lenders can offer much more flexibility they often come with a slightly higher cost. Speak with us today for a tailored answer.